Fwd: Notes from an engineer

date:Fri, Jul 31, 2015 at 1:46 PM
subject:Fwd: Notes from an engineer


Please read this to the end.......
From an IBM employee of 20 years.
Notes from an Engineer.
I am a consulting engineer and make between $60,000 and $125,000 per year, depending on how hard I work and whether or not there are work projects out there for me.
My girlfriend is 61 and makes about $18,000 per year, working as a part-time mail clerk.
For me, making $60,000 a year, under ObamaCare, the cheapest, lowest grade policy I can buy, which also happens to impose a $5,000 deductible, costs $482 per month.
For my girlfriend, the same exact policy, same deductible, costs $1 per month. That's right, $1 per month. I'm not making this up.
Don't believe me? Just go to http://www.coveredca.com  , the ObamaCare website for California and enter the parameters I've mentioned above and see for yourself.  By the way, my zip code is 93940. You'll need to enter that.
So OK, clearly ObamaCare is a scheme that involves putting the cost burden of healthcare onto the middle and upper-income wage earners. But there's a lot more to it. Stick with me.
And before I make my next points, I'd like you to think about something:
I live in Monterey County, in Central California. We have a large land mass but just 426,000 residents - about the population of Colorado Springs or the city of Omaha.
But we do have a large Hispanic population, including a large number of illegal aliens, and to serve this group we have Natividad Medical Center, a massive, Federally subsidized county medical complex that takes up an area about one-third the size of the Chrysler Corporation automobile assembly plant in Belvedere, Illinois (see Google Earth View). Natividad has state-of-the-art operating rooms, Computed Tomography and Magnetic Resonance Imaging, fully equipped, 24 hour emergency room, and much more. If you have no insurance, if you've been in a drive-by shooting or have overdosed on crack cocaine, this is where you go. And it's essentially free, because almost everyone who ends up in the ER is uninsured.
Last year, 2,735 babies were born at Natividad. 32% of these were born to out-of-wedlock teenage mothers, 93% of which were Hispanic. Less than 20% could demonstrate proof of citizenship, and 71% listed their native language as Spanish. Of these 876 births, only 40 were covered under [any kind of] private health insurance. The taxpayers paid for the other 836. And in case you were wondering about the entire population - all 2,735 births - less than 24% involved insured coverage or even partial payment on behalf of the patient to the hospital in exchange for services. Keep this in mind as we move forward.
Now consider this:
If I want to upgrade my policy to a low-deductible premium policy, such as what I had with my last employer, my cost is $886 per month. But my girlfriend can upgrade her policy to the very same level, for just $4 per month. That's right, $4 per month. $48 per year for a zero-deductible, premium healthcare policy - the kind of thing you get when you work at IBM (except of course, IBM employees pay an average of $170 per month out of pocket for their coverage).
I mean, it's bad enough that I will be forced to subsidize the ObamaCare scheme in the first place. But even if I agreed with the basic scheme, which of course I do not, I would           never agree to subsidize premium policies. If I have to pay $482 a month for a budget policy, I sure as hell do not want the guy I'm subsidizing to get a better policy, for less that 1% of what I have to fork out each month for a low-end policy.

Why must I pay $482 per month for something the other guy gets for a dollar? And why should the other guy get to buy an $886 policy for $4 a month? Think about this: I have to pay $10,632 a year for the same thing that the other guy can get for $48. $10,000 of net income is 60 days of full time work as an engineer. $48 is something I could pay for collecting aluminum cans and plastic bottles, one day a month.

Are you with me on this? Are you starting to get an idea what ObamaCare is really about?
ObamaCare is not about dealing with inequities in the healthcare system.  That's just the cover story.        
The real story is that it is a massive, political power grab.  Do you think anyone who can insure himself with a premium policy for $4 a month will vote for anyone but the political party that provides him such a deal? ObamaCare is about enabling, subsidizing, and expanding the Left's political power base, at taxpayer expense.  Why would I vote for anyone but a Democrat if I can have babies for $4 a month?  For that matter, why would I go to college or strive for a better job or income if it means I have to pay real money for healthcare coverage?  Heck, why study engineering when I can be a schlep for $20K per year and buy a new F-150 with all the money I'm saving?        
 And think about those $4-a-month babies - think in terms of propagation models. Think of just how many babies will be born to irresponsible, under-educated mothers. Will we get a new crop of brain surgeons and particle physicists from the dollar baby club, or will we need more cops, criminal courts and prisons? One thing you can be certain of:  At $4 a month, they'll multiply, and multiply, and multiply.

Obama Care:
It's all about political power.


CharlieE said...

The stats are mostly bullshit, but this RWF does make a good case for a single-payer system...

...which he would almost certainly oppose.

Anonymous said...

I guess I never thought about how pure the Republicans are: they would never resort to such political pandering to get votes, especially if it gave the public an essential and popular program.

No, they wouldn't if their bosses in the bloated health care insurance system told them not to.

Anonymous said...

Some info this guy conveniently leaves out:

Why doesn't his engineering job include health care?

If he's really a private contractor as he seems to indicate, why doesn't he incorporate to form his own small business, meaning he would be able to write off health care as a business expense?

How much was he paying/would he pay pre-ACA? I guarantee it was a pretty penny, unless of course the insurance companies refused to issue to him insurance in the first place.

Also, the Navidad Medical Center was not established by the ACA. It was founded in 1886, with it's current main facility opened in 1998. It's a teaching hospital associated with UCSF medical school. If you are really worried about it serving the uninsured, then you should love the ACA, since it has helped so many people to GET INSURANCE! Wow, what a concept! If we help people get (and importantly, keep) insurance, then the hospital won't have to eat the cost of treating them, and as an added bonus they will be able to use less expensive preventative care instead of relying on the emergency room for last resort care.

ferschitz said...

Nearly all of this is the usual over-the-top hyperventilating lies. If this alleged "engineer" is so opposed to what is essentially a rightwing, Heritage Foundation developed, Insurance plan initially propounded by Bob Dole, then what is his solution?

What the majority of citizens - not just so-called "liberals," but a majority of all citizens - wanted some type of Single Payer or Medicare for All plan. So the Koch brothers astro-turfed the Tea Party and got mostly white seniors on Medicare to raise big stinks at myriads of Town Halls in the summer of 2009 to (literally) scream, shout and throw nasty temper tantrums about "get government out of MY health care," death panels (thanks to frickin Frank Luntz) and so on.

So, Obama did a back room deal with BigInsurance, BigHospital, etc - you know Mr. Marketplace, which the Tea Tardz profess to love so much - and came up with a Big give away Health Insurance plan.

I was never in favor of ACA, but it's what we have now. Tea Tardz don't believe that the workplace should assist in providing health insurance coverage anymore - it's all that "stand on your two feet" nonsense. But somehow ACA is now allegedly "ruining" everything for people "forced" to buy it. And of course, we get the usual lies and bullshit propaganda about teh poorz getting EVERYTHING FOR FREE!!!!!111!!! unfair.

Truly does any Tea Tard know what they want? I mean that seriously. They shriek, whine, moan and complain about EVERYTHING, no matter what. Frankly, it's all just horrible. Never a solution, just endless complaints and victimizing themselves to the dreaded darkies and poorz.

ACA isn't great, but due mainly to Tea Tardz it's what we're stuck with. I do happen to know, though, many people who have found it helpful.

This is just the usual campaign propaganda. AS IF some GOP Pres is really going to "fix" things. It won't happen, and then in that case, Tea Tardz will be reliably brainwashed to vetch, whine, bitch and complain that the GOP Pres is "too liberal."

Count on it. Tea Tardz will never ever ever ever be "satisfied."

Horrible way to lead one's life. Thank the dog that I'm not that kind of conservative. Ugh.

Hooray4US said...

And why should the other guy get to buy an $886 policy for $4 a month?

Shorter A: "the other guy" should not be able to do that, and guess what? He can't. So quityerbellyachin.

Links or it's not happening (which applies to nearly all of this drivel).

Thx 4 Fish said...

Jealousy is such an ugly and pointless emotion to cultivate in oneself. Jealousy of the perks that poor people get because they are too poor to pay for the things you can pay for is sad and stupid. I'm amazed at how many people allow themselves to be manipulated by this nonsense. And these people advertise their emotional immaturity by repeating these invented and inflated grievances. They embarrass themselves.

gruaud said...

The politics of selfishness.

ferschitz said...

The politics of distraction. It's the wealthy who have jerry-rigged the economy. The largest transfer of wealth to the already rich has been ongoing but increased exponentially since 2008.

Rightwing think tanks send out this racist red meat to easily manipulated racists, who are satisfied by victimizing themselves to minorities and poor people, who are allegedly "stealing" from "hard working" white people.

No, it's not poor people who are stealing from you. It's the rich. But all Hail Donald Trump!

pffft. dumbasses.

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